8 flour tortillas
4 cups refried beans
12 cup grated cheddar cheese
12 cup minced onion
minced jalapenos or other fresh chili pepper
sour cream (optional)
minced scallions (optional) or snipped fresh chives (optional)
Preheat oven to 350*F. Divide tortillas into 2 batches and wrap in aluminum foil. Warm in oven for 15 to 20 minutes. Remove from the oven and lay the tortillas flat on a work surface. Spoon beans, cheddar, onions and peppers down the middle of each, dividing evenly and leaving a margin of about 1 1/2 inches from the bottom edge. Fold the bottom of the tortilla up, then roll it from one side into a cylinder. Place the burritos on a baking sheet and bake until the cheese is melted, about 5 minutes. Serve at once. If desired, garnish with sour cream and scallions (or chives).